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Archive for March, 2008

Pitfalls of Free Travel Insurance Offered With Cards

Financial institutions today offer many extra’s to entice customers to apply for their credit cards and/or charge cards; one of the extras commonly offered is free travel insurance. This extra can lead to confusion for many potential travelers. Although some high end cards such as Platinum and Gold Cards offer reasonable cover many of the standard cards have very restricted insurance and therefore should not replace standard travel insurance.

Listed below are some of the common pitfalls:

– Possible restrictions on medical coverage It is important to check that the medical coverage is adequate for the destination that you are traveling too. For example, it is recommended that travelers have unlimited medical cover for US travel as medical expenses can be massive. – Possible restrictions on coverage E.g Some cards only offer ‘travel inconvenience which occurs in the case of flight delay, missed connections and delayed or lost luggage or for ‘travel accident insurance for example loss of life or limb in an accident during transport such as a flight but not during the trip. – Your travel insurance my be void if you pay for your trip with cash E.g This is very important to check as the Insurance Ombudsman Service in Australia recently saw a claim refused because the consumer paid for the trip deposit in cash and not with their card. – Most policies have an excess that needs to be paid if you make a claim. – No option to pay a slightly higher premium to ‘buy-out’ the excess as with normal travel insurance. – Pre-existing medical conditions are covered only if the customer specifically applies to the insurer and they approve. – Pre-existing medical conditions may only cover the main cardholder and may not be available for your spouse or children.

As shown by these pitfalls not all travel insurance will be adequate for your trip. It is therefore important to understand the conditions and restrictions found in the product disclosure statement before you travel. It is essential for you to check all the small print on your policy before you make a decision. So even though travel insurance may be a ‘free’ extra the consequences of not being properly covered will cost you in the long run.

Australia Travel Insurance wishes you a wonderful and safe journey.



By: Dtm

About the Author:

Australia Travel Insurance Providing Premium online travel insurance at discounted prices.
http://www.australiatravelinsurance.com.au
http://www.travellerinsurance.com.au



Bargain Flights to Spain

British holidaymakers would do well to be on the look out for bargain flights to Alicante and other destinations in the coming weeks, it has been suggested. According to the Air Transport Users Council, vigilant Brits may be able to bag ” real bargains ” as the budget flight market becomes fairly saturated. The comment comes after Ryanair this week released a profit warning for next year, due to weakening consumer demand, rising oil prices and higher airport charges.

Compare all low cost and cheap flights to and from all airports with one search. Simply include your local airport and your destination airport or region along with your dates of travel into the flight search engine and all available low cost flight options will appear on lowest price order. One simple search to find all cheap flights from all airports to your holiday resort destination. Compare the lowest flight prices from the low cost budget airlines.

A price-war amongst low cost airlines operating flights to Spain means that a trip to the UK’s favourite holiday destination looks set to become even cheaper with some feal bargain flights on offer. With around 60 million tourists expected to take a Spanish holiday by the end of the year, low-cost airlines including easyJet, Ryanair and the Spanish carriers Clickair and Spanair, are stepping up the competition and driving down the price of flights.

Spanair is reported to have cited growing competition on flights within Spain as a prime factor leading to the airline recording a higher loss, according to website flightglobal. All airlines operating in Spain are facing a difficult struggle.

“The fare war in Spain has affected everyone including us,” the website reported Alex Cruz, the chief executive of Barcelona-based Clickair as saying. Ryanair and easyJet are also focused on grabbing a larger share of passengers travelling to Spain, with the Irish airline Ryanair announcing that it will be opening two new bases in Alicante and Valencia later this year. “We want to double profits and passengers… by around 2012,” Ryanair’s director of marketing and sales in Spain, Maribel Rodriguez, told Reuters.

With prices set to tumble on bargain flights to the Spanish Costas, a trip to beautiful Murcia and a luxury vacation in the five-star resort of La Manga looks more attractive than ever before. People seem to be getting more bargain flights to Spain to visit their Spanish holidayvillas if new figures are anything to go by. According to the Spanish Industry Ministry low-cost airlines flew 2.7 million passengers to Spain in August, up 42.9 per cent from the same month last year.

It said that about 40 per cent of passengers arrived in Spain on low-cost airlines during August. Top airlines were Ryanair, easyJet and Air Berlin which carried a combined 52 per cent of passengers in the low-cost bargain flight sector. In August, Ryanair, Europe’s largest budget carrier, announced plans to set up two more bases in the country by 2010, adding Valencia and Alicante to its existing hubs in Madrid and Gerona.



By: Michael J Lee

About the Author:
Bargain Flights to Spain. One search to find your bargain Flights to Spain online. La Manga Club in Spain the perfect holiday resort.



Flight Training Information

Flight Training

Take the step and have some flight training. What better thing to do than get

Your Pilot License and get behind the Airplanes controls, Navigate and

tour the world. Flying a Plane is a lot easier that you would think and a few

Flying lessons could start you on a path to a rewarding career. Contact your local Flight Training Centre and make arrangements to have a one on one Discussion and a Complementary flight with an accredited Flight Instructor who will answer all your inquires and let you take the controls while on your Complementary Flight to get the feel for flying.

There are a number of Flight Schools, Flight Training Centres and Flight Academies across the country so check them out and find the one that suits your needs.

Many of the Flight Schools specialize in Aviation Lessons such as Commercial Flight Training, Crop Spraying, Helicopter Training Schools, Charted Services as well as Accelerated Flight Training. An Accredited Flying Instructor will be employed at a Flying School who will take you through your Pilot Training and in approximately 100 hours you should achieve your Pilots License.

Your Flight Training can start as young as 13 years of age and should be able to Fly Solo at 16 years.

Take the opportunity to get to your nearest Flight Training School and advance into a Flight Academy and then on to become a Flight Instructor, then the next step could be a Career in Aviation.

Safety in the air is paramount and your Flight School will cover all aspects of safety of the aircraft. This will all be explained to you by your Flight Instructor.

All Airplanes at all Flight Schools and Flight Academies are regularly checked for safety.

You will also be able to join a Flying Club through your Flight School which will cut your learning cost down and also make new friends.

For a lot more information click on the following link:  Best Flight Training



By: Cheryl Bourman

About the Author:

Author Cheryl Bourman



How to Find Cheap International Flights Links That are not Listed as "cheap Flights"

There are numerous cheap international flights links all across cyberspace that do not really market themselves as such.

You may carry out a search for cheap international flights and find that there are a number of bargains or good deals. But wouldn’t it be great to get a free flight and free accommodation when you decide to go travelling? You may be able to do this through a recruiter or employer.

Earning Your Cheap International Flights

The international language of commerce is English. Everything from programming guides for software applications to business studies degrees and diplomatic meetings in faraway lands use American English rather than British English as the lingua franca. Japanese businesses will use English rather than Mandarin to communicate with Chinese clients.

So what better way to get a cheap (or free) flight than to teach English for a few hours a day in a foreign country? English as a Second Language courses that give you the rudiments of teaching can be carried out over one weekend in many cases. One of the best ways to get a cheap or free flight that you won’t find on those cheap international flights links is through teaching English on your travels and having a qualification helps no end.

Navigating the Pitfalls of Cheap International Flight Links

Exercise caution when applying for English teaching positions. There are scams everywhere, and teacher sites or recruitment agencies that claim to cover the costs of travel may refuse to reimburse you upon your arrival. Answering ads directly from schools that advertise on reputable websites is one method of preventing yourself from getting stung. Reviews by former employees will also help.

A free flight and accommodation may be just two perks of the job, but you will also need to ask questions, particularly of those employers in less developed countries: Does the accommodation have electricity, for example? What floor will your apartment be on, and will there be an elevator in the building? How many hours of tuition will you be expected to give each day before the costs of your flights and accommodation are worked out? How much money will you make per hour of tuition?

Remember your dollars will probably be like gold in many undeveloped regions, so the currency exchange rate may result in you only receiving a pittance. Often, you may have to work for a full year to fulfil the terms of your teaching contract. However, just $50 will probably sustain you for a month or more in many places.

Exploring the International Work Place

If you don’t feel comfortable teaching English, you may find other means of employment to pay for your travels. Searches for cheap international flights links probably won’t throw up too many employment searches but if you are good with your hands, you may consider working for a charity. People with skills such as carpentry and bricklaying are often sought in the less developed regions for programs similar to Habitat for Humanity. Again, you may only be paid a pittance (if at all) as the exchange rate for your dollar will be very bad.

If you’re looking to make wiser investments, maybe consider buying property on the international market. Property will probably cost a fraction of what you’d pay for in a big US city, and the new developments are usually world class. If you decide to seize such an investment opportunity, the property developers will often be more than happy to cover the costs of flights and accommodation. Management companies may also guarantee some form of rental income in case it stays vacant for part of the year.

So check out all of these opportunities if you’ve been hit by the travelling bug. There’s far more to cheap international flights links than just cheap international flights.



By: Huzaili Aris

About the Author:

Huzaili Aris loves to travel and reveals more tips on how to find cheap airline flights at his website. You’ll also find travel destination tips and vacation ideas for you and the whole family.



Booking Cheap International Flights to Asia

If you are having a hard time finding cheap international flights to Asia you are not alone. Most major international airlines are cashing in on the fact that Asia is a hotspot for tourists from Europe and American and will very rarely if ever, offer cheap international flights to Asia.

The good news is that persistence pays and in your search for cheap international flights to Asia here are a few things you should keep in mind to ensure that you will get the best deal?

Should You Book Your Cheap International Flights to Asia early or late?

Can you count on getting a bargain at the last minute? With costs going up for all the international airlines, it seems that the odds of getting cheap international flights to Asia at the last minute are very slim.

If at all there is a cheap air fare, you can be sure it will be snapped up quickly; most likely on the first hour of the first day itself. Deals are available, but last minute deals are rare. Airlines are encouraging people to book in advance through discounted offers and very often cheap international flights to Asia are available a couple of months in advance. Airline budgets are getting tighter and the number of flights going out to destinations is being reduced to maximize profit.

The Early Bird gets the Cheap International Flights to Asia

In general, booking early will get you a good deal; booking a summer flight in January or February will be far less costly than booking the same flight in March or April. With the reduction in capacity, half empty planes are becoming less and less common. This means that the chance of snapping up a last minute deal is low.

However, you should never say never. In the event that you cannot find cheap international flights to Asia, one of the options you can explore when travelling in Asia is the low cost carriers that operate within the major hubs in the region. Singapore’s Changi Airport could be considered a hub for many of the major air carriers, much like Atlanta in the United States.

Low Cost Carriers and Cheap International Flights to Asia

There are many low cost, no frills airlines around the world. However, they mostly operate in a given region and rarely travel between continents. This means that even if you cannot find cheap international flights to Asia, you can still avail of bargain prices on domestic flights between the cities of the same country. Some low cost carriers will also operate between Asian countries.

If you are travelling around Asia, it might be an idea to consider booking flights on the low cost carriers between the countries that you intend visiting. Long haul flights offered by low cost airlines are only now being introduced between London and some parts of Southeast Asia. However, travel between south eastern Asian countries such as Singapore and Vietnam can be accomplished relying mainly on the low cost air carriers. There are also a handful of domestic airlines operating in Asian countries.

For example, if India is on your travel itinerary, you should note that there are half a dozen low cost airlines competing in India, so you may get a good deal on domestic flights on the subcontinent.



By: Huzaili Aris

About the Author:

Huzaili Aris loves to travel and reveals more ways to get cheap international flights to Asia tips at his website. Learn how you can get your hands on insider information that can help you save hundreds of $$$ on your next airline vacation trip by visiting http://www.travelingcheapguide.com/



Cheap Flights to New Delhi ?

. Delhi is the capital of India and as such is one of the most wondrous cities of the world. Not only is the city a beehive of activity, but also a cheap flight to Delhi will place you in a location from which you can easily travel to other parts of the country, such as the Punjab, Himachal Pradesh, and locations in North Central India. Even though you might want to take advantage of a cheap flight to India, you really should spend some time in the city exploring the many impressive attractions.

Even though you might want to take advantage of a cheap flight to Delhi, you really should spend some time in the city exploring the many impressive attractions. Explore ancient fortresses and majestic ruins where you can discover the history of this exciting and exotic India country. Here you will find a blend of the past and the present. Many dynasties have ruled this country through its lengthy and sometimes stormy history. The city of Delhi was destroyed on seven different occasions and has been rebuilt better each time. The many monuments throughout the city detail the pain and sorrow suffered by the people and stand as a testament to the past.

Forts and Monuments

A cheap flight to Delhi offers the opportunity to visit the forts and monuments of the city. There are so many sights to see in this great city that it is only possible to list a few of them.

Visit what some believe to be the predecessor of the Taj Mahal at Humayun’s Tomb. This monument, built of red sandstone by Haji Begum, the wife of Humayun, dates back to the mid 1500’s. It is one of the best examples of Mughal architecture in all of India. On the way to this tomb, you can also visit a mosque, called the Nizam-Ud-Din Shrine. Inside you will see a tank surrounded by tombs, but most importantly, it is the location of the famous Sufi saint for which the shrine is named.

Even if you don’t plan a layover as part of the itinerary of your cheap flight to Delhi, but have a few hours to wait, you will be able to visit the Safdarjung Tomb, as it is located quite close to the airport. This monument tells the story of a dying empire as the Nawab of Avadh built it for his father. It dates back to the mid-1700’s and lies in the middle of a garden spanning more than 300 square meters.

A must see when you do get a chance to fly to Delhi on a cheap flight is the Red Fort. This impressive fort has a perimeter of more than 3km, and the height of the wall ranges from 18 to 30 meters in places. During the evenings, you can enjoy a light and sound show that will give you a eyefull into the history of Delhi and the part the fort played in that history. The Lahore Gate is the site from which the prime Minister addresses the people on August 15 of each year. Just inside the gate there is a indian market called bazaar, where there is a shopping plaza with many types of items for sale.

The Jama Masjid is the largest mosque in India and dates back to its completion in 1658. This mosque has four towers and two minarets that are 40 meters high. From the top of these minarets, you can enjoy a bird’s eye view of the entire city of Delhi.

Visit the Rose Garden located in the Chanakya Puri section of the city. Here you will see many rare rose varieties. However, the best time to see the roses in bloom is during the months of UK winter. If you are a lover of flowers and want to visit the many botanical gardens of Delhi, you should look for cheap flights around this time of the year.

Getting Around Delhi

Although you might save a lot of money with a cheap flight to Delhi, if you are not used to this city, you shouldn’t try to save money by renting a car. Take advantage of the many ways to travel in Delhi worry free. There are rickshaws or taxis available at the Delhi airport that will take you to your hotel. As soon as you clear customs, there will be many porters offering to carry your bags for you. You can arrange with the hotel where you make reservations to have someone meet you at the airport. If this is so, that person will have a sign bearing your name so that you can identify him. Check at the counter to arrange a taxi, as most of them have established rates from the airport into the city.

When traveling about the city, the hotel can arrange a taxi for you. Delhi is also a city of the taxi rickshaw – a three-wheeled vehicle that is usually about half the price you would pay for a taxi. There is also a bus service that runs from the airport to the center of the city.

Enjoy your visit to Delhi, but remember that this is a big city where you do have to be careful of your belongings.



By: Mandy Chagger

About the Author:

For Cheap flights to Delhi Tel: 08700 490002 or +44 (0)1780 484824 Mon - Fri 9am - 5pm or Sat - Sun 10am - 4pm or visit http://www.jigsawconferences.co.uk/travel/india/cheap-flights-to-india.aspx or to few the source of this article visit http://www.jigsawconferences.co.uk/Articles.aspx?id=94
Our staff are multilingual and very friendly with many years of experience.



Information on the History of Paphos and Car Hire in Paphos

The capital of Cyprus used to be in Paphos until the enlargement of other cities on the Island. Paphos has continued to have its share of the developments in Cyprus, and thus an International Airport was erected to turn the small region into a tourism hub.

Paphos has a population of less than 100,000; but its collection of Antiquities as well as historical places has caused it to become a bustling region in Cyprus.

Paphos is divided into two main regions, the residential district of Ktima and the Kato region which consist of the seaside and the medieval ports. The Kato Paphos region is where the hotels and most of the other tourist destinations are situated.

The best time to travel to Paphos is the summer time; as this ensures that you take the advantage of the weather and the beaches. The hottest month in Paphos is August when the temperature can be more than 35 degrees, and the humidity is very low along with the water relatively warm all throughout the day.

The winter months are usually rainy. December and January are the coldest winter months in Paphos. The summer time is the busiest season in Paphos, because of the relatively high inflow of tourists from all over the world. The spring and early fall seasons are also some of the best times to visit Paphos.

The Paphos international airport is the main route if you wish to get to the region. Cyprus airways and Air Holland are some of the few airlines that fly the route. Travelers coming from major European countries will have to have a stop over before boarding a flight to Paphos international Airport.

Travelling to Paphos by boat is not allowed, as there are no legal ports in the region to transport international travelers. Travelling by bus can only start after reaching the airport, while renting a car is the most viable option from the Airport. There are several hotels and accommodation options available in Paphos.

Booking a car rental Paphos service is very easy. You can make reservations with a trusted rental company, which would be on a stand-by at the airport for your arrival. Cars should be rented at no extra costs, and the rental company should contain fleet of cars that you can choose from to satisfy your needs.

Most of these are visible right from departure from the Paphos international airport. While driving through the seaside, one can also see a collection of different hotels of low/medium class as well as more classy ones.

One should know that car rental Paphos services are not standardized; hence prices may vary from a company to another. You will need to find out the average costs of the entire car rentals company available and with this you will know the actual amount of money that you will pay. Car rental Paphos services include your direct transportation from the airport to some tourist attraction sites.

The rental company can supply you with information on where exactly you are going to and how you can enjoy the best of your stay within such sites. You can feel free to ask questions about the city of Paphos from owners of the car rental company. They should be willing to give you rules and guidelines that tourists



By: Car Hire

About the Author:

Article written by Car Hire on Car Hire Cyprus in Paphos and the history of Paphos. Car Hire Paphos



Renting A Holiday Home in Canada

Canada is one of the most northern countries in North America and it is regarded as one of the most beautiful countries in the world. This vast country stretches coast to coast, from the Pacific Ocean all the way to the Atlantic Ocean. Canada is an extremely popular holiday destination for a family holiday staying in holiday home rentals.

Luxury holiday villas with swimming pools, skiing chalets and self catering holiday apartments are readily available to rent in Canada direct from their owners. Taking a family holiday to Canada is an amazing experience as the country has such a diversity of things to offer families taking a vacation.

Many tourists take a family holiday and rent a wooden holiday home or ski chalet and use them as a base to explore this beautiful country. Many holiday makers go on winter skiing holidays to Canada and stay in skiing chalets or self catering apartments. As well as taking a skiing holiday staying in ski chalets, many tourists explore the natural countryside. When taking a holiday in the Canadian Rockies they may hike up to some of the spectacular glaciers.

Many hikers choose to stay in wooden cabins in the Rocky Mountains to Canada on fishing holidays. Fishing holidays staying in self catering holiday accommodation are very popular due to the excellent lakes and rivers that are abundant in Canada.

Canada was controlled by the British and French centuries ago and this has greatly influenced the diverse architecture that the country has offer. Quebec is a very popular destination for tourists on a family holiday staying in holiday home accommodation. It is in the French speaking part of Canada and the French influence in the local culture and architecture is very evident. It is a vibrant area full of great bars and restaurants and warm friendly locals. While staying in Quebec there is so much to see and do and it offers some of the best ski chalets in Canada.

Alberta is a very popular holiday destination and many families stay in some of the holiday cottages and lodges and explore the National Parks that are near by. It is an area offering beautiful lakes, hiking and skiing depending upon the season.

Toronto is probably the best known city in Canada. It is a beautiful cosmopolitan city full of diverse architecture and cultures. Tourists can stay in self catering holiday apartments or rent holiday homes when staying in Toronto. While there on holiday they make take in a baseball game or take a trip up the Sky Tower.

Canada is probably best known around the world for the stunning Niagara Falls. Only when you have been to the Niagara Falls can you truly comprehend the shear scale and volume of this magnificent sceptical. Tourists come here on a family holiday from all over the world and can stay in holiday villas or self catering holiday accommodation.

It is no wonder that Canada is such a popular holiday destination for holiday makers taking a family holiday staying in self catering holiday home accommodation.



By: Andrew Gibson

About the Author:

Andrew Gibson is MD of Direct Holiday Bookings. It is one of the fastest growing on line holiday home rental websites.To see an example of why Direct Holiday Bookings is growing so rapidly have a look at Holiday Home Rentals in Canada



Flight Planning Software

Flying an aircraft is a complicated task in and of itself.  Navigating from one point to another over unknown terrain can be even more complex, but trying to do both at once quickly becomes overwhelming.  This is why proper flight planning is such a necessity to any good pilot or airman.  Luckily in today’s world, flight planning software exists to help speed the process along while maintaining accuracy.  By entering such variables as wind speed and direction, aircraft weight, course and temperature, flight planning software programs can calculate a host of important information such as wind correction angle, true airspeed, runway crosswinds, and magnetic variation.  Great aviation websites like Student Flying Club even offer pilots a free online E6B flight computer!

For many new pilots, mastering the E6B flight calculator is one of the most complicated tasks to learn.  And although becoming a pilot requires learning how to use such a great tool, online flight planning software including an E6B can help speed up the learning process.   Any calculation that can be made on a manual E6B can usually be made on an online version of such flight planning software.  Temperature conversions from Fahrenheit to Celsius and wind chill calculations are possible, as well as density altitude, pressure conversion, heat index, dew point, and relative humidity percentages that help determine whether or not a flight is viable that day.  Magnetic variation calculations for flight planning also help determine course corrections by entering the latitude and longitude needed for different parts of the Continental US, Europe, and even Alaska.  In the past these figures needed to be calculated either manually or through a hand-held E6B calculator, but with new flight planning software this information is available with just a few short keystrokes.

Aside from the online E6B computer, pilots can take advantage of other pieces of flight planning software available to them as well.  Airport Distance calculators are a great tool for determining the distance and heading between two distinct airports.  Some of these distance calculators go through great lengths to maintain a large database of airports - not only those larger ones in class C and D airspace but also the smaller, non-tower controlled airports.  This helps student pilots in flight planning by allowing them to plot several different courses from their own home airport, regardless of how small it may be.  Learning to fly while based at a larger airport can be daunting, and most pilots get their private license flying out of smaller home airfields.

Online flight planning also includes takeoff and landing distance calculators, as well as complicated weight and balance charts.  These online flight planning tools take most of the manual mathematics out of the picture, allowing for less margin of error.  Aviation flight planning of course may also include the filing of an actual flight plan with local airport towers or FSS (flight service stations), and such a flight plan is required for IFR routes.  While there’s currently no direct online way to file a flight plan, some flight planning software offers helpful printable forms that can be filled out from your keyboard and then printed on paper.  Required fields and form checking help maintain that such  forms are properly filled out before being submitted to the proper authorities and filed as flight plans.

Finally, one of the most important aspects of planning a flight is the observance of up-to-date current weather conditions.  Flight planning software comes in extremely handy here, where most every website or application can now be easily linked to the NOAA’s National Weather Service.  Forecasting is still never an exact science, flight planning tools and applications can usually come pretty close to determining near-future weather conditions.  Immediate airport condition reports from across the US and even the world can be instantly collated into a central location and displayed for pilots right before a flight so they can make a go or no-go decision right before scheduled takeoff.  And as satellite-driven GPS technology becomes sharper and smaller, such GPS units become more readily available to today’s pilot.  He or she can fly their aircraft and get up-to-the-second weather information simply by looking at their externally mounted GPS units or even their glass cockpit displays.

Flight planning software has come a long way in a very short period of time, and there seems to be no limit to the amount of good it can do.  Technology has made today’s pilot a safer, more educated airman.  Planning a flight has been made easier and more error-free, and keeping track of flight plans has become a lot more manageable.  In the end, as long as technology continues to advance, piloting an aircraft will continue to be made safer.



By: Jonathan Money

About the Author:

Be sure to visit Student Flying Club for FREE flight planning software including a fully functional online E6B calculator! Browse their aviation articles, flight training tools, airman journals, and even pages of fun pilot humor.



Don’t be excluded! Know what your travel insurance covers—and more importantly, what it doesn’t

Whatever your travel plans, buying travel health insurance is a smart idea. Without proper insurance, you could subject yourself and your family to potential risk — and huge financial losses.

Why travel insurance?

When you are away from home even the most minor injuries or illnesses can become a major expense. So while an accident or illness can happen anywhere at anytime, emergency medical travel insurance helps to protect you from the unexpected costs that can come with a visit to a doctor or hospital outside of your home country.

Out of country medical expenses are costly.

The cost of medical treatments and services abroad can be staggering. Even the most minor injury or illness could cost you thousands of dollars. Consider the following example provided by a leading Canadian travel insurance provider - the total cost of medical expenses for a 44-year-old who accidentally fell from a ledge was a staggering $457,370. His provincial health plan only covered $29,149, which means that, without emergency medical travel coverage he would have been $428,221 out-of-pocket.

Your provincial health plan may not cover the bill.

Many travellers don’t realize that their provincial health plan doesn’t cover all the costs of medical treatments received outside Canada. At best, your health plan may cover a small portion of your medical emergency costs.

A flight home may not be an option.

Medical evacuation can easily cost more than $10,000, depending on your location and medical condition.

The good news is that even the most basic emergency medical policies can cost as little as $13 dollars a week and provide coverage for emergency medical treatment and services such as:

§ Hospitalization

§ Ambulance services

§ Lab tests

§ X-rays

§ Prescription drugs

§ Emergency flights home

In addition, more comprehensive packages can be purchased that include:

§ Transportation of a relative to your bedside

§ Dental accidents

§ Vehicle return

§ Out-of-pocket expenses

§ Childcare attendant

§ Meals and accommodation

§ Pet return

§ Baggage loss or damage

However, you should be aware that emergency medical travel insurance policies do have exclusions, which is why it’s important to read through the coverage details carefully.

Common travel insurance exclusions

In general, most emergency medical policies do not cover the cost of medical treatment for accidents, injuries or illnesses caused by or related to the following conditions or activities:

§ Professional Sports

§ Elective treatment or surgery

§ Alcohol or drug use

§ Pre-existing conditions

§ Mental, emotional or nervous disorders

§ Speed contests or organized motor contests

In addition, most basic emergency medical policies do not provide coverage for or have significant restrictions on the following activities or events:

§ Scuba diving, sky diving, rock climbing etc.

§ Pregnancy/Childbirth

§ War or Terrorism

If you plan to participate in any sports or activities similar to the ones highlighted above you should speak to a travel insurance representative to get more information on any exclusions or conditions. Additional coverage may be available for certain activities.

Finally, some travel insurance savings tips

§ Don’t accept the first package you’re offered. Travel insurance policies can vary by over 100% for similar coverage. By doing a little legwork, you could save a lot of money.

§ Don’t feel pressured into buying a policy from your travel agent. Although you may save a little time by buying your policy through your travel agent, it is unlikely you’ll get your policy at the best price.

§ If you are a frequent traveller consider purchasing an annual policy. If you plan to take more than one trip this year, buying an annual policy instead of a single trip policy could save you both time and money.

Before you leave, get emergency medical travel insurance quotes from competing insurers online and get the coverage you need. Compare emergency medical travel insurance today!



By: Jennifer

About the Author:

Learn more about emergency medical travel insurance. Get instant online quotes for travel insurance policies that provide basic or more comprehensive coverage at kanetix.ca. Visit kanetix’s travel insurance quote comparison service. Through kanetix’s online comparison service you can compare quotes, coverages and available policies of some of Canada’s most recognized and trusted travel insurance companies.



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